Quote:
Originally Posted by Royboy39
I'm sorry you have laboured the point.
How on earth can a miscalculation of 6p be seen in any way shape or form as fraud.
Fraud is a deliberate attempt to defraud in the eyes of the law.
What is against the law is anyone who administers a fine disguised as a fee when not authorised to do so.
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But your wife did make a miscalculation and ignorance is not a defence, she did write a cheque when she had insufficient funds for it to clear.
As the fees are clearly stated and circulated, as a leaflet enclosed with your wife's statements, whenever they change. How can it be a fine?
When you ran a business did you not make your customer's pay to the terms which you clearly set out to them. Halifax mailing out there revised terms of busines is no different.
Did the batteries run out in her calculator or did she run out of fingers in her calculations and have to use her toes.