Quote:
Originally Posted by entwisi
If he has an agreed overdraft there aren't any real charges, normally its just a small interest charge. If its unauthorised then hes still responsible for all charges irrespective of him paying his money in . If he's in teh latter camp then I would HIGHLY recommend going down and talking to them, get them to agree an overdraft and agree a repayment plan that suits his budget, burying his head in the sand is not the way forward when it comes to debt.
you will normally find all teh banks clammouring for your account when you go to uni, sit back, collect the info then make a reasoned choice as to whose set of benefits suis you the best.
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He has paid £800 in charges from going over the overdraft accidently. Normally by a few pence. I've done my research on banks, I'm just a bit put off by the possibilities of going over the overdraft and getting charges that amount to such an amount. However I'm more sensible with my money than him so I dont have too much to worry about I guess.
As for him getting his money back, he can do his own research
