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hedman2003 · 25-10-2007, 08:45

Just had a pop up on my pc for a vanquis credit card with an APR of 39.9%!!!. I appreciate that the card is aimed at those people who have a poor credit history however that APR is obscene and its picking on the most vulnerable who presumeably are already struggling financially. I also have the same feelings about Brighthouse who have a typical 29.9%apr.

With Christmas around the corner if you do have a poor credit history and can't get credit through the normal channels please ensure that you know the full cost of using the above credit facilities

25-10-2007, 08:45	#1
hedman2003 Full Member Join Date: Dec 2005 Posts: 395 Liked: 6 times Rep Power: 1542	Credit Card Charges Just had a pop up on my pc for a vanquis credit card with an APR of 39.9%!!!. I appreciate that the card is aimed at those people who have a poor credit history however that APR is obscene and its picking on the most vulnerable who presumeably are already struggling financially. I also have the same feelings about Brighthouse who have a typical 29.9%apr. With Christmas around the corner if you do have a poor credit history and can't get credit through the normal channels please ensure that you know the full cost of using the above credit facilities