[WillowTheWhisp]

Well our one was back in the 70s and the CC and loan company insisted on the next of kin paying off the outstanding balance as there hadn't been insurance cover. He chose not to take the insurance cover to cut down costs. I wonder what the situation is now? Maybe if somebody had kicked up a stink they would have written it off. I don't know. I want to look into the legal aspect of this now.