[Ianto.W.]

That is quite correct jambutty, it has never ceased to amaze me how the normal 'man in the street' are so easily intimidated. letters spewed out by the thousand, these are then personalised with a name and address. Any white windowed letter with, "this is not a circular" boldly printed on the front, should be chucked directly into the bin. Then you get the real good one, threatening a home visit. Cobblers!