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Westender - they wont let you retire yet  - I found that out when I retired from DHSS - you will get asked for info until the regulations change and your info gets out of date.
I posted a link at post 3 of this thread - but I found it a bit confusing to read (I am past it - retired 14 years ago  )
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I've already had 2 people asking me for help completing their complicated tax returns ("Well it's all right now you don't work for them, isn't it?").

I referred them to my elder daughter - she's an accountant and she charges for it!
I hadn't read through your link, Margaret, but it does show much the same info as I gave. Sorry about that. I think the whole Tax Credit system is far too complicated for most claimants and there's a lot of confusion about what to claim and what's allowable. Now, if only Gordon Brown had consulted me...........
