[derekgas]

Nice idea busman, charities always use funds for 'administration' purposes, and that means people make a lot of money out of it unless it is registered as a non profit making charity, and even charites like rspb (royal society for the protection of birds) sell your details to other organisations, we donate to cancer research, and one or two other things, but once a donation is made, your spam mail and junk mail goes through the roof.
We get around 3 phone calls a day at work from charities, and always, 'poor children', poor animals', 'poor schools' etc, I guess it kind of hardens us against them, I can see how Kiva could work, but seriously doubt it will, it is very difficult to find genuinely charitable people, particularly in business, and I suspect anybody involved at a higher level will be business minded, and for that reason, will want something out of it, Bill Clinton is easy, celebrities never take to not being in the media regularly.