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claytonender · 15-01-2008, 19:38

It might be worthwhile, reporting Currys/HFC to the Financial Services Authority as they did not make the methods of paying the loan off before the end of the interest free payment period. As you signed a loan agreement all the terms should have been expalined to you in detail, befoire you sign the papers. If you had been told that credit card payments were not accepted you would possibly have not taken out the interest free loan. Also do you have to pay a fee for settling the account in full before any interest payments start? If you do was this expalined to you, as the loan would not then be interest free.

I know that Currys etc do press customers to take out loans rather than pay for goods in full.

I bought a laptop for my grand daughter before Christmas from Comet (the price was very low for the spec of the laptop - was obviosly a loss leader) I had ordered on the internet to collect in store, and had also order a 1/2 price printer and 1/2 price laptop bag. I declined the extended warranty and the charge for setting it up to a wireless network, did not but Norton. The Salesman was not very happy at this and then tried to charge me full price for the printer and case (luckily I had printed my order out). It is these extras that companies make their profits on.

15-01-2008, 19:38	#21
claytonender Senior Member Join Date: Nov 2004 Location: Clayton-le-Moors Posts: 892 Liked: 0 times Rep Power: 273	Re: Currys Finance and HFC It might be worthwhile, reporting Currys/HFC to the Financial Services Authority as they did not make the methods of paying the loan off before the end of the interest free payment period. As you signed a loan agreement all the terms should have been expalined to you in detail, befoire you sign the papers. If you had been told that credit card payments were not accepted you would possibly have not taken out the interest free loan. Also do you have to pay a fee for settling the account in full before any interest payments start? If you do was this expalined to you, as the loan would not then be interest free. I know that Currys etc do press customers to take out loans rather than pay for goods in full. I bought a laptop for my grand daughter before Christmas from Comet (the price was very low for the spec of the laptop - was obviosly a loss leader) I had ordered on the internet to collect in store, and had also order a 1/2 price printer and 1/2 price laptop bag. I declined the extended warranty and the charge for setting it up to a wireless network, did not but Norton. The Salesman was not very happy at this and then tried to charge me full price for the printer and case (luckily I had printed my order out). It is these extras that companies make their profits on.