I have one for £100 just in case, but have never used it, says he touching wood, or in other words scratching my head. I set mine up over the net, didn't cost me anything. This does seem a rip off cashy, but aren't banks the kings of the rip off, somehow they have to make those billions every year, comes in handy for the bubbly at the share holders meeting
. Maybe its a new thing, well they have to find new ways to make money now they've been found out in all so many other ways, trouble is they don't seem to bother when they lose a customer
