27-05-2008, 13:24
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#9
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Apprentice Geriatric
Join Date: Jan 2004
Location: Darwen, Lancashire
Posts: 3,706
Liked: 0 times
Rep Power: 89
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Re: Don't Be Ripped Off.
Quote:
Originally Posted by cashman
got a letter from my bank last week,telling me my overdraft expires on june 15 th, n do i want a new one, blah,blah. i have had a £50 overdraft since 2001, only ever used it once, but it was when my car insurance was due n we would be in spain, (always falls then) so i thinks perhaps i should up it to £100 just in case, called into the bank n asked ( could have rang a number) cos i would rather sort face to face, the lady says yes certainly you can----BUT theres a charge of £25 Admin, i says but the letter from head office does not explain this very well, so she read it n agreed yes it doesn't, by then am not a happy bunny,i explains that some of yer customers who get these n just ring up, will not be very pleased when they check statements, n she ageed with that  then says i you may lose customers as you may lose me, lady is then not a happy bunny,  anyway i says stick yer overdraft i don't want it, but asked - hope there aint a charge fer cancelling? no sir there aint. reason i am writing this is have no idea if all banks are starting this game or what? but if ya get a letter about yer overdraft, make sure ya ASK EM. 
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Think yourself lucky that they didn’t charge you £39 for that letter.
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