[banjoman]

Cons are getting very clever now. One involves someone stealing something from your bin you may not have shredded, for example a bill for say BT . They then ring you and pretend to be BT, and of course they know all about you...where you live, numbers you ring etc. Then they say there was something wrong with a payment and can you confirm card details etc....It all sounds plausible because they know so much about you from the bill.