Quote:
Originally Posted by Lilly
How can paying by direct debit as opposed to in person get someone into debt? 
If your council tax is £120 a month then you will pay £120 a month to the council whether you pay at the office or on direct debit, won't you?
If you're going overdrawn to pay your council tax you'll be going overdrawn whether you withdraw the cash from the cashpoint to pay at the office or you have it going out on direct debit. |
You really don't appear to have any concept of what it is like to live on a very small income and also assume everyone has the right sort of bank account to pay by DD. Not everyone has a current account and as far as I am aware unless you have a current account you can not pay any bills by DD.
Have you ever had a DD go wrong? I don't just mean one for HBC, I know that banks guarantee to re-emburse the money but it is not a easy process and in the mean time bank cahrges can be accruing on an account.
Many older people have their pension paid into a Post Office Card Account and would only be able to pay their Council Tax in cash. Also many people prefer to deal in cash and some people probably pay their council Tax weekly, when they get paid.