Quote:
Originally Posted by andrewb
Also you will find most councils insurance does not fully cover costs. They simply can't afford to take out full insurance.
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Andrew my young friend I think you may be spot on there. The fact of the matter is that insurance is a mine field in all aspects of life, we know what happens in ur old personal little worlds and how flustrated we can get, but mulitiply that by what all councils have to put up with and hell, it is frightening.