[steeljack]

I've never been able to understand where the line is drawn between 'bad business' and fraud , its one thing to get overtaken by unforseen circumstances , but its quite another to keep on trading with a business plan that says oil/fuel costs will be X , when the truth is fuel costs are three or four times your projections , and to just keep taking monies from customers to pay off old debts is nothing more than a pyramid scam ....which I believe is illegal