Thread: Banks!
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Old 08-10-2008, 21:53   #14
Eric
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Re: Banks!

Quote:
Originally Posted by WillowTheWhisp View Post
I don't think it's as simple as that. This isn't just a UK problem. It's international and it's when banks DON'T loan money that we have problems. As long as they lend to people who can afford to pay it back they shouldn't have problems.
True indeed. Canada has so far done well in this recession. The main reason is that Canada's banks are governed by a strong Bank Act. And, in general, banks here have been very conservative with loans and mortgages. Banks usually require a 10% deposit before lending money to buy a house. It is the ninja loans that got the banks in trouble.

Problem for our economy is that our biggest trading partner is the US
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