Quote:
Originally Posted by Benipete
I still remember a little bit of advice I was given when I was quite young.
If you earn £50 and you spend £49 you will be alright.
If you spend £51 you will end up in trouble,I'm alright.
Well that was some time ago but the principle is still the same. 
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Think Charles Dickens had first call on that advice Benipete.
"Annual income twenty pounds, annual expenditure nineteen nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery." Mr Micawber, David Copperfield.