[Royboy39]

Originally Posted by claytonender

The full facts, as I recall, about your wife, were stated by yourself - in fact it was the reason why you started that particular thread. I know that several people suggested to you that if you contacted the bank concerned they would probably waive the fee. I also remember you being advised to apply for an overdraft facility to make sure the problem did not happen again, but you said you were not prepared to pay a monthly fee for that, despite being politely informed (by several people) that the bank in question does not charge a monthly fee for an overdraft and only charges debit interest for the days that you use the facility.

From reading your posts over the years, I can only conclude that unless everyone agrees with you, you always insult them. My posting about annexing Spain was posted as a jest but you you do not appear to have a sense of humour.

I have insulted nobody...again your post is ill advised and irrelevant.