[jaysay]

Before my Dad died 5 years ago I sorted out his insurance for him, he did less than 1000 miles a year, he only used it for coming up to my gaff and shopping in Act. I tried to persuade him to stop driving but he was very stubborn, anyway the last time it was up for renewal I actually said that he should take out third party fire and theft, thinking it would save him money, it would have actually cost him more.