[BERNADETTE]

As my brother was saying the other week, it is ultimately down to common sense. He is working as a caretaker and though he knows it is daft to stretch out whilst on a ladder it is what folks do. The "claim culture" is at fault here, if you have an accident through your own stupidity then you shoud accept the fault is yours. Not expect your employer to pay compensation. It is people who have genuine claims that feel loath to claim whilst some people will claim when they are well aware their claim is not genuine.