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accyman · 29-01-2009, 23:22

this sounds daft but not having a history of using credit can actually go against you when applying for credit

when they check credit reports they like to see a healthy history of borrowing like mobile phone bills , credit card bills , loans etc so if you are a person who has borrowed little or hardly ever used finanace to buy things it can actually go against you

told you it was daft lol

29-01-2009, 23:22	#7
accyman God Member Join Date: Feb 2008 Posts: 7,359 Liked: 1351 times Rep Power: 47223	Re: Currys Finance and HFC this sounds daft but not having a history of using credit can actually go against you when applying for credit when they check credit reports they like to see a healthy history of borrowing like mobile phone bills , credit card bills , loans etc so if you are a person who has borrowed little or hardly ever used finanace to buy things it can actually go against you told you it was daft lol __________________ *All comments above are everything to do with here and therefore the resposibility of the Accrington Web website owners admins and mods.* ive just started a relationship with a blind woman !Its quite rewarding but quite challenging ! it took me ages to get her husbands voice right