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entwisi · 30-01-2009, 06:50

How can she be full time and only 300-400 a month? Min wage of 5.X would give over 600 a month on only 30 hours.

You need to get your own Bank card sorted asap. If its a Visa Debit then that is good enough to get credit on usually to ~ £1500 ( they used to work on the fact that you have a cheque book of 30 cheques and a guarantee card for 50 quid = 1500 that the Bank trust you with )

Low credit ratings due to never having credit do happen but not often. You can check your credit rating for free at creditexpert.com for a month. ( Make sure you cancell or they will charge you after that).

With regard to your requirements, you haven't posted a link so we don't know what spec of laptop you are looking at but even for photography work with Photoshop you don't need a silly fast CPU, what you do need is lots of RAM. a 2 gig CPU is fine if you have 4 gig of RAM in it. I'd also avoid Vista if at all possible as it itself sucks huge amounts of RAM leaving you less for the programs you want to run. In this event you probably would be better off getting second hand as you are more likely to get XP on it. Just make sure teh battery lasts a decent time as these are teh first thing to go and can be very expensive.

Have you considered asking your bank for a loan? usually they are a lower interest rate than Currys/Comet etc and as they know your banking history you are more likely to get it( based on an assumption you have a good history of money management ie. not going overdrawn unauthorised)

30-01-2009, 06:50	#20
entwisi God Member Join Date: Apr 2004 Location: Up Bash Posts: 7,827 Blog Entries: 3 Liked: 44 times Rep Power: 4387	Re: Currys Finance and HFC How can she be full time and only 300-400 a month? Min wage of 5.X would give over 600 a month on only 30 hours. You need to get your own Bank card sorted asap. If its a Visa Debit then that is good enough to get credit on usually to ~ £1500 ( they used to work on the fact that you have a cheque book of 30 cheques and a guarantee card for 50 quid = 1500 that the Bank trust you with ) Low credit ratings due to never having credit do happen but not often. You can check your credit rating for free at creditexpert.com for a month. ( Make sure you cancell or they will charge you after that). With regard to your requirements, you haven't posted a link so we don't know what spec of laptop you are looking at but even for photography work with Photoshop you don't need a silly fast CPU, what you do need is lots of RAM. a 2 gig CPU is fine if you have 4 gig of RAM in it. I'd also avoid Vista if at all possible as it itself sucks huge amounts of RAM leaving you less for the programs you want to run. In this event you probably would be better off getting second hand as you are more likely to get XP on it. Just make sure teh battery lasts a decent time as these are teh first thing to go and can be very expensive. Have you considered asking your bank for a loan? usually they are a lower interest rate than Currys/Comet etc and as they know your banking history you are more likely to get it( based on an assumption you have a good history of money management ie. not going overdrawn unauthorised) __________________ Ian Technical God, No 1 Geek And Linux Guru Have you seen my Flickr pictures?