[derekgas]

There is still too much misty grey surrounding all of this, either they were working within the rules, and the rules should be changed, in which case nobody need resign, or pay back, but if it is fraudulent, then I'm with Neil, there should be sackings for gross misconduct, payback plus interests and all related costs, and a heavy fine/prison. As it is, the rules are pathetic, and as such, could you then rob a bank, using the excuse 'they provide loans. I didnt realise you had to apply, I thought you could just take it'!