[wagstaffe]

Credit Unions unlike banks work for the members, that is how some of the mutual building societies were formed. Since the banking fiasco nothing has been done to ensure that it doesn't happen again.
By allowing credit unions access to places like the Post Offices and empty banks, the Government could make serious inroads into the bank monoply and giving us a serious alternative.
I would be in favour of a Bank of Britain, but allowing credit unions access to infrastructure already in place would certainly speed up an alternative.