[big al]

Sorry bout the name slip Mick, not intentional. Trouble is these companies prey on areas that have no credit unions & where banks wont touch people living in designated black spot areas for lending. Even credit unions expect customers to pay in for so long before they can take a loan so protect themselves from potential defaulters. With interest rates as they are even banks & credit card rates are scandalous. If this government want to cut back then help reduce our daily costs by setting a fair maximum rate for lending money & shut these rip off merchants down. Its a sad reflection on society that we are living in a buy now pay later environment. What I wont do personally & cos I'm fortunate not to have to use such companies is pay for some fat bloater sunning himself off my hard earned money on his billion pound yacht ducking the flack from those of us who dare to complain & expose these charlatans.