[DaveinGermany]

To be honest I think it's a case of the Mid January blues ! I don't think she's alone in this there are probably quite a few other folk out there feeling the pinch, especially at this time of year with all the bills coming in & the hikes in prices affecting most things ! The problem is the cost of living is rising for everyone but the rate of pay isn't thereby leaving Folk with a shortfall that they're struggling to try & make up.

Unfortunately it is those who play by the rules who are placed under the most pressure. The unemployed (either through misfortune or choice) are covered, no matter what happens there costs are met. Those raking it in aren't overly bothered a little annoyed perhaps, but it doesn't really affect them. The low earners & Mr & Mrs Joe average however have to count every penny twice & they are the ones feeling it most especially when you're wondering how secure your future is.