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Old 19-10-2004, 12:47   #20
jelly baby
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Re: Lawless Society?

A couple of years ago someone ran into my car (which was parked outside my house) causing £3,600 worth of damage. He then bounced into the car in front writing it off and caused this car to shunt into the car in front. He was arrested and charged with no tax, insurance and m.o.t. His punishment? Fined £100 for no insurance, £50 for no tax & £40 for no m.o.t. My insurance excess is £200 so not only did I have the inconvenience of 2 weeks without my car I had to pay more in excess than his fines. My insurance company pursued him for the money but as he was on benefits, he was deemed unable to pay. It makes my blood boil to think I pay £350 per annum for insurance when idiots like him get off almost scott free. I could have saved a fortune over the 25 years I have been buying insurance. If I'd have not bothered, who would know? I've had no accidents culminating in a claim.
Why don,t thecourts reflect the seriousness of the actions and fine people more than it would cost them to buy insurance? As I see it, it's worth the risk not bothering.
Jelly Baby
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