[cashman]

Originally Posted by Gordon Booth

Unfortunately, cashman, in the private sector it can be. In some cases to Zero. In many cases, you were simply told your contributions had to increase, your benifits on retirement would fall and the scheme was effectively BUST. I speak from experience. No negotiations, no strikes, just be glad you would get something. Whose fault? It doesn't matter, you have to face the tough facts, life's a bitch.
A Public Service Pension? I wish.

Read my last post.