^^ As above, hope the innocent driver is OK.
We need to reassess punishments for things like this in the UK. America has it half right, but unfortunately as usual they've taken things too far and now their prisons are just slave factories. My idea goes something like this:
Put uninsured drivers to work in a prison workforce smashing rocks or some manual labour job - though this job should be of commercial value so that it earns money. When they've earned enough to buy their insurance (plus a bit extra to accomodate their stay of course), let them back out and pay the insurance with the money they've earned.
Some of you may ask why we should then pay their insurance? Well, they'd only reoffend and waste police time, so this avoids that. And in this instance, we've got one less uninsured driver on the road, who has in effect paid for their own insurance, and served a jail term.
If they don't work whilst in the jail, just keep them there. If the jails making money as well as eating it up, it can afford to keep them in until they decide to play ball. A working prison system can be quite lucrative; if we were even half as extreme as USA on this front, we could afford to do this.
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