11-10-2011, 12:10
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#6
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Senior Member+
Join Date: Aug 2006
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Posts: 1,405
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Re: Debt Collection Scam
Quote:
Originally Posted by rishtongirl
Lowells are chasing me for a credit card debt from at least 6 years ago. I moved to Lancashire over 6 years ago and the debt (if owed at all) pre-dates this move, as I have not had any kind of credit card since moving here. They rang me 3 times in 36 hours wanting me to settle the debt in full. I don't know what I should do next.
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- First things first DO NOT TELEPHONE THEM, they will try to extract personal information from you, and attempt you get you to admit to the debt.
- Keep and file any letter from them as evidence.
- If they do telephone you demand everything in writing and hang up, at no point admit to the debt, it is down to them to provide evidence of the debt, an admission on your part absolves them of any “burden of proof”
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