[MargaretR]

I stopped sending christmas cards in 1964.
I stopped trimming up in 2000.
I stopped buying presents when I stopped visiting shops about 3 years ago.
My close family get cash from me - (it is nice to have an excuse to give), and my winter fuel bonus covers it.
So I have no need to save for christmas.
I eat the same as I do all year -well.

It is nice to attend a family gathering but we have several during the year so christmas is nothing special. I am not a christian nor a pagan so the event has no spiritual significance either.

I don't shout 'humbug' because it is good to see people who think it's special, enjoy it.