[Margaret Pilkington]

times were tough when I was growing up...we had no welfare...what there was, was means tested.....and we didn't qualify for anything other than orange juice, cod liver oil and later we did get free school dinners.


I'm still here. We managed by not having things that we could not afford.
that has always been my lifes financial rule...if you can't afford you can't have it...work until you have made the money to pay for it.
In essence, this is what governments have failed to do.