[TJH]

Garinda, you have taken what i said as an insult me thinks!. Not my intention as i was merely trying to convey then point that not all insurance companies replace items directly and that if the salesman thought what you had written about insurance companies just sending me out the power tools was correct. Then yes i can see his point in his attitude. However for the Forum User know as Less, i think you a right idiot as they say locally.