[Mick]

Me and my Brother are going through this right now as our Mum died just before Christmas.
But she had everything sorted out : all the stuff we needed was in a box will,solicitors name insurance policies etc she left letters for me and my brother explaining what her bank details are where she wants her ashes placing what service she wanted etc
everything was in the letters with all details who to contact doc,council,gas account,electric and water family and friends to contact with phone numbers and addresses
The only thing she got wrong was the price of the funeral she based it on our dads funeral in 1980 which was £380 her funeral was the same cremation etc and came to £3280 there was enough in the bank to cover this but make sure if you have insurance that there will be enough to cover costs as they are going up fast