Quote:
Originally Posted by BERNADETTE
Whilst I agree Te lenders must share the blame for folks getting over their head in debt surely the person doing the borrowing must share the blame equally  If you can't afford to pay back don't borrow is the best maxim to live by, it just seems that a lot of people want everything "yesterday" and hang every other consideration 
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That was my point Bernie, I have never owed anybody anything in my life, except for a mortgage. If I have ever wanted anything I've saved for it, not gone out and got it on HP, or the never never as it was called when I was young, you should never spend money you haven't got, it nearly always leads to heartache