[Margaret Pilkington]

As people have said the banking authority documents need to be completed whilst the person if of sound mental faculties.
The people from the bank visited ma and talked her through what was available, with me present, and then when she chose the appropriate option, we both signed the forms and that was it.
Ma can revoke this at any time in the future if she had any concerns about what I was doing.....or if she became more able to deal with her finances.
While it isn't power of attorney, it does what my mum wants it to do....and that is, be able to deal with her bills and her banking requirements.