Xmas/New Year Overspend.............
Well now its all been and gone and the reality of january utility bills dropping through our door (or inbox) is upon us...........did you overspend over the yultide period or did you keep the purse strings tight this year (through choice or necessity) and if you did go wild , what did you spend on...? food, drink, presents, going out....? personally we`ve done really well with our spending, not spent a lot and had one of our best chrimbo`s ever, with plenty of the above but all done on a budget and are now ready to batten down the hatches for a credit crunch busting 2009....
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Well I got a little expense I hadn't expected flashy, the flaming fridge went kaput this week, cost me the thick end of £200:mad:
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Re: Xmas/New Year Overspend.............
i must say...i never overspend on anything anytime at all, i've always been careful with my money no matter what time of year it is, if i havent got it then i dont spend it, its as simple as that
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it wasnt me who started the thread lol |
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i pay my bills BEFORE they are due too, dont know why but i've always been like that, never ever been in any debt either, never borrowed money from these doorstep loans, never had a credit card |
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Thanks for the reminder. Got to MOT my car in Jan and get it serviced which will probably cost 200 ish all together.
Still, we had a good Christmas and New Year and didnt spend as much as in previous years, (i think). |
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Well in the black for a change. I started earlier this year and it has paid off. :D Will be doing the same this year as the crunch is upon us. Only big bill I had was my TV licence so for the first time in years I have spare dosh in the first couple of weeks in January. :D
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hm no comment: however I am going to be having a big sale on ebay to pay my credit cards off: Lesson learnt ( Never Ever Again )
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Don't spend money I haven't got and never had a credit card. If I haven't got the money I go without.
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