Craig Ian Hall Independent
 

In no particular order these are some of my thoughts on policies
Exporting peace through green technology,
Corruption Czar no golden handshakes with gags attached leading to better governance
Community and amenity plan/investment
Peer group promotions
Civic authority
Michelin style trade bodies for excellence
Energy accounting as opposed to carbon currency
Abolish private pensions
Make banking boring, bring back mutuals and increase the scope for credit unions
Get leveridge from banking sector ie. Threaten to set of bank of Britain up– people would flock to with their savings and mortgages give a choice right now in the current climate.
All of these ideas would lead to better governance, but not much money in it for the movers and shakers
I have over recent years sent letters to various newspapers with varying degrees of success. I have posted them to my blog where I have complete editorial control.
Published and unpublished, Wagstaffe's Blog
It gives a flavour of where I am coming from.

Re: Craig Ian Hall Independent
 

Why on earth would ya abolish private pensions?:confused:

Re: Craig Ian Hall Independent
 

Yeah.....it's already been done by Gordon Brown.

Re: Craig Ian Hall Independent
 

Thats were the chips came from for the banks to play in the casino with. The Pension Funds have become the new Endowment Policies.

Re: Craig Ian Hall Independent
 

Can you translate into plain English, please?

Re: Craig Ian Hall Independent
 

well at least the bloke has bothered to post his polocies... some of them seem like anarchy but increasing scope for credit unions and mutuals seems a good idea.

Re: Craig Ian Hall Independent
 

In this particular order, (mainly because this is how you put your points forward).

Peace? At whom do you hope to aim that peace?
Green Technology is this going to be a practical version of green technology or some half baked rushed together with no proof of practicality or use green technology? Have you got the expertise to recognise useful green technology or are you going to rely on other 'experts'?
If so, how are you going to choose them?

I'll leave you to explain what you mean by that, it sounds like several spin words thrown into a bag shaken up & thrown onto a scrabble board.

What sort of Community/amenity/plan/investment?
If you don't tell us how can we know they will be the Community/amenity/plan/investment plans that we want?

What sort of peer group promotions?
Your Peer group? My Peer group? OUR Peer group?
According to Wiki:-
We really need to know which Peer group, it might just be someone elses.

Yes, well, do you want to improve it, abolish it, give free tickets away for us to see it in action? a two word sentence isn't very informative.

A quango by a different name is still a quango, for the ignorant such as myself, what is a Michelin style trade bodies for excellence?
Please explain how this is a good thing by telling us what it is.


This could perhaps have been used to pad out your thought's for, Exporting peace through green technology I can see a link between the two subjects.


As others have asked, Why?



Banking is boring, it is probably deliberately boring so that we won't read the small print.
Increase the scope of Credit Unions, how? And to who's advantage. (If it my advantage I would like to know).
Without telling me what the difference between the Bank of Britain and the Bank of England and it's pals is, I for one am flocking nowhere.


Perhaps they would, but if you don't give us any real detail of how they will, I know one vote your not even going to be considered for.


Believe it or not we need movers & Shakers, without them the Country would neither move, nor shake, it would just stagnate.


O.K. Writing letters is a good start having varying degrees of success is a nice human touch.
Good to know you have a blog, I won't be reading it just yet, I might do later depending on how you reply to this little post of mine, it is good of you to come on here and at least give us your idea of policies, that is more than some from other parties have done.

Well, not so much a flavour due to the very large amount of crust, (subjects), and very little meat, (explanations and expansions of said policies), I would and will have to say, (and it is only my opinion),

"You seem to come across half-baked and have some very low quality ingredients".

But what do I know?

I'm only a voter affiliated to no party trying to decide for whom I should vote.

Thank you, you have made that decision so much easier, best of luck with the rest of our communities voters.
:)

Re: Craig Ian Hall Independent
 

How can you increase the scope of credit unions .. without having the membership and without turning it into a bank or building society?

Re: Craig Ian Hall Independent
 

There's always one on every site tripping folk up for grammatical errors. So my apologies for any future mistakes, I do try.
Exporting peace through green technology
We have at our disposal some highly skilled workers whose task is to develop weapons systems.
Instead of them developing things for war, could we not try something a little different and transparent. Aim for peace not profit.
The Government had a campaign on knife crime, not long ago, reminding youths of the dangers to themselves of carrying knives.
What a pity they couldn't have the forsight when increasing arms export to both Russia and Georgia in the run up to that particular conflict.
The late Robin Cook talked of an ethical foreign policy, stopping the production and export of arms would be a big step in that direction.
Some would argue about job losses but if you took that to it's logical conclusion, war would be good.

Re: Craig Ian Hall Independent
 

A corruption zsar.
Good governance is a key element if we are to develop progressive politics. That can only be achieved when we know everything that has been going on. Setting up some kind of amnesty would allow some folk to come forward without fear. The Virgin/Cathay price fixing case is a good example of what can be exposed and dealt with.
You only have to look at the press awards that are handed out each year to journalists exposing corruption to realise how difficult it is to weed out.

Re: Craig Ian Hall Independent
 

Abolish Private Pensions is one of the most ludicrous ideas i ever heard, 100s of thousands of people have paid in em fer years, many now drawing them, n are quite happy to be doing so, if ya had said mend the loopholes that unscrupulous firms use to rob em, then ya may be on a winner, as is can only see ya alienating many potential voters.

Re: Craig Ian Hall Independent
 

I notice Wagstaffe has little to say about Care in the Community for discharged loonatics.

Re: Craig Ian Hall Independent
 

think he cleared off when he read mine.:D

Re: Craig Ian Hall Independent
 

I remember reading a book as a child, wagstaffe are you living out your fictional life?:rolleyes:

Wagstaffe the Wind-up Boy: Amazon.co.uk: Jan Needle: Books

Re: Craig Ian Hall Independent
 

:rofl38::rofl38::rofl38::rofl38: knew there was more to this guy.;)

Re: Craig Ian Hall Independent
 

im still waiting to hear re the credit union ....

Re: Craig Ian Hall Independent
 

What a load of old tosh, you aren't offering us policies, you're making it up as you go along.

Besides, my post, you have been asked by other people that want straight answers to their questions, I suspect you can't answer them with anything sensible because you haven't thought any one thing through to a useful climax.

Are you looking forward to losing your deposit?

:confused:

Re: Craig Ian Hall Independent
 

Sorry I haven't replied sooner, I've been putting on plenty of padding for the kicking I'm getting.
Ros Altmann, a pensions expert and governor at the London School of Economics, said: “We have a real pension crisis and politicians have not woken up to it. Most people’s pensions are not going to deliver the figures they would have expected when they first started saving – unless of course, you happen to work in the public sector.”
Sounds very much like an endowment policy to me. Promising the earth and delivering nothing
No one is promising any kind of change from the system that has put us in this mess in the first place. We could start with having a radical look at how we should be treating our pensioners. These people ought to be looking forward to their retirement and enjoying their twighlight years, not dreading it.
I propose that we should reign in the pension funds from the banks and look after the money in house, by the Government, or people we can actually trust.
Use this money to build the most advanced eco friendly accommodation, in part of the green belt, outside every town. No enforcement, we will try to make them attractive enough for them to want to move in.
If we continue down this hard-nosed economic route our pensioners will be seen as uneconomical liabilities, something our sci-fi writers have already played out.
This could be funded by the pension funds which would benefit them directly and leave a legacy for others from the town. The Government could pay them rent in lieu of others moving in after they have passed on.
According to some analysts couples would need £600,000 in their pension pot to secure a modicum of comfort in their retirement. All well and good for higher paid jobs but what about the ordinary folk doing equally important ordinary jobs. We will end up with a pension aparthied

Re: Craig Ian Hall Independent
 

Still talking the parts missing from an oxen then?
:rolleyes:

And next if you could give us an answer to Shillelgha about your wondrous Credit Union fix?
:)

Re: Craig Ian Hall Independent
 

I think its very shrewd, stating stuff many cannot grasp, its gives em a superority complex.:D

Re: Craig Ian Hall Independent
 

still waiting ..

can i ask also how you came to this conclusion ... are you a member of a credit union, are you a volunteer with a credit union, maybe a board member ..

Re: Craig Ian Hall Independent
 

Credit Unions unlike banks work for the members, that is how some of the mutual building societies were formed. Since the banking fiasco nothing has been done to ensure that it doesn't happen again.
By allowing credit unions access to places like the Post Offices and empty banks, the Government could make serious inroads into the bank monoply and giving us a serious alternative.
I would be in favour of a Bank of Britain, but allowing credit unions access to infrastructure already in place would certainly speed up an alternative.

Re: Craig Ian Hall Independent
 

Credit unions already have access to post offices .. it depends on where they are ... but that is not answering my question.

Why would a credit union want to set up in an empty bank .. a bank has shut because it was losing them money .. so why would a credit union want to set up in there .. Also a credit union is ran by volunteers .. so if no one is interested in volunteering or in setting a credit union up which in itself is a long and arduous task .. how are you going to change the scope of a credit union without changing it into a building society or without having the membership ..

Re: Craig Ian Hall Independent
 

Setting up a Credit Union is indeed an arduous task, I read it can take 3-5yrs to set up from scratch. The demand for banking type services is already there, most people use accounts for saving, borrowing and paying bills. What I meant by scope is for them to compete with banks for businness which would involve employing professionals but keeping things in a local context and providing help and good service.
Rishton is a good example of a bank closing to meet a target not because it was losing money. What kind of service is that when there are no banks left in the Town.
Banks have become a service to themselves, I think that we could expand the scope of credit unions and keep the ethos of good local services, something the main banks have no interest in.
It wouldn't solve everything but it would be a step in the right direction.

Re: Craig Ian Hall Independent
 

can i ask if you have had any contact with a local credit union? And do you know anything about credit unions ...

Re: Craig Ian Hall Independent
 

yeh let the government or someone ya can trust to look after the pensions money, like they did back in the mists of time, when millions were paying "Serps" i think it was called, payed it fer years, then vanished without trace, that was government looking after us.:rolleyes: there is nothing at all wrong with private pensions,if that particular field was properly regulated n overseen. i speak from experiance, well happy with mine. which proves beyond doubt to me, if run right they are fine.:rolleyes:

Re: Craig Ian Hall Independent
 

I have not had any dealings with a local credit union. Although there is legislation to loosen the bond on the terms and size of unions, we currently have less than 300 in this country, hardly a threat to the main stream banks.
It is the ethos of being local and beneficiary to members unlike the banks that is attractive and should be encouraged.

Re: Craig Ian Hall Independent
 

Why be so restrictive to Credit Unions Jen?

Perhaps your question could have been shorter and yet covered a broader Spectrum, below is how I think you might like it to read:-

And do you know anything?*


:D

*Colour is optional.

Re: Craig Ian Hall Independent
 

Well before you say to widen the scope about credit unions ... can i make the suggestion that you contact the local credit union .. HHH Credit Union who's office is on Greenfield Street in Haslingden their telephone number is 01706 215082. The person to contact would be Bill Greenwood or Dawn Vear. Bill Greenwood is the person who was the main person who set up the credit union in Haslingden and Helmshore in the early 90's. He will be able to tell you all about credit unions their ethos and how hard it is to set a credit union up, how hard it is to get volunteers. Haslingden and Helmshore Credit Union expanded into Hyndburn about 3/4 years ago. I was a volunteer with the credit union for 8 years .. and served as a collector, cashier and a member of the credit committee.

Re: Craig Ian Hall Independent
 

Thank you for that shillelagh, I will get in touch and speak to them. It just goes to show how ridiculous the system is when you have good people trying to help out for nothing with very little assistance and the bankers, who don't give a dam, getting bailed out by us and wanting their bonuses back.
These are the kind of things that need changing.

Re: Craig Ian Hall Independent
 

I do try to make simple analogies/comparisons but some topics are easier to break down and discuss than others. I try to strike a balance without sounding patronising.

Re: Craig Ian Hall Independent
 

Maybe before shouting about changing credit unions .. you should find out more about them first. Become a member, be a volunteer .. then you can find out about the problems they face ...

Re: Craig Ian Hall Independent
 

perhaps it would be to yer advantage if yeh actually knew a little about credit unions n pensions.:rolleyes:

Re: Craig Ian Hall Independent
 

Yes, and it's easier to ignore rather than answer what is difficult for you to comprehend.

Compared to your original spoutings I took a large amount of time out breaking down your gobbledegook and placing forward my view, like a good little politician because I have said you are unlikely to get my vote & no doubt because you wouldn't know where to begin, (Doh! Less used the internet equivalent of joined up writing), all my hard work has been ignored.

Well let's try again, just in case you missed it the first time, answer this lot PLEASE.

http://www.accringtonweb.com/forum/810334-post7.htm

Less wanders away after hitting this pathetic brick wall too many times Muttering, 'There is something wrong with our political system, I don't mind morons having the vote, I fit that category, but why should they be allowed to waste everyone else's time?'

I bet he doesn't answer the full or part of my original post, is it me?

:D

Re: Craig Ian Hall Independent
 

If we applied that to every single policy there wouldn't be enough years in me. I assume from your own experience with a credit union then that you are happy with Labours attempts to prop up the poor bankers and cutting a little slack to the credit unions.

Re: Craig Ian Hall Independent
 

Oooh me sir, me, please sir answer mine next, Oooh SIR, don't tell me you've run out of time already?

The Queen spent more time talking to me than you have!

Re: Craig Ian Hall Independent
 

You are the one who wants to change the scope of credit unions. When i asked how .. you said put a credit union in a bank thats closed. From your own admission you havent had any contact with a local credit union. So to me this is someone talking out of his backside without first finding out about it .. especially when information is freely available out there on the internet.

Also do not ever ever presume anything about me. You do not know me like i do not know you .. but at least im not standing for election.

Re: Craig Ian Hall Independent
 

well if i was you mate, the only thing i would be assuming is the fact i was likely to lose my deposit.:rolleyes:

Re: Craig Ian Hall Independent
 

Wasting your time Cashy, that was another question I asked that he chooses to ignore.:(



:D

Re: Craig Ian Hall Independent
 

Well! Will you look at that, he's gone, I'm still on tenterhooks, do you suppose he just might have gone to do a three pager reply on Microsoft word so that he can use a spell checker?

Or maybe he's searching wiki for tips on how to be a good politician? Should I nip over there and start a section for him?

Maybe not, rindy will have done that already, (gosh, what do you suppose he would feel like with rindy asking questions as well?)

Re: Craig Ian Hall Independent
 

Standing as an independent is hard enough at councillor level but at MP level you have to be absolutely red-hot with your answers or you'll be caught out pretty quickly.

Re: Craig Ian Hall Independent
 

ya dont mean this guys standing at M.P. level Ken surely not?:rofl38::rofl38::rofl38:

Re: Craig Ian Hall Independent
 

As someone who doesn't know too much about politics and is undecided about where her vote will go this time, I have to say that none of those policies seem relevant to me or made a blind bit of sense :confused:

I am also looking to place my vote with someone who understands local issues and how thay can help this area with their newfound authority, the policies you mention seem totally random and I can think of more pertinent problems to tackle first.

One things for sure - my x won't be next to Craig Ian Hall's box :D

Re: Craig Ian Hall Independent
 

Yes, in Hyndburn against Graham Jones and Karen Buckley.

The man has guts, I'll give him that.

Re: Craig Ian Hall Independent
 

Do keep up cashy, reading his posts is obviously dragging you down to his level, you'll have a poster in your window next supporting him!
:hidewall:

Mind you, 50 years from now it will be a collectors item.

Re: Craig Ian Hall Independent
 

Oh i agree fully hes got guts, just brain cells seems n acute shortage.:confused:

Re: Craig Ian Hall Independent
 

Of course he has guts, he's full of shi...ne yer buttons wiv' brasso, only three ha'pence a tin.

:)

Re: Craig Ian Hall Independent
 

You can buy some, they sell it in Woolworths but I don't think they have any in.

Re: Craig Ian Hall Independent
 

i wish he'd stayed around for rindy to meet him ... agree with you less .. i did my best .. but i didnt want to get banned .. so i cleaned up the reply to what you got .. otherwise i think i'd have been banned .. then accyweb would be minus its little angel :eek: and you cant have that .... :D:D:D

Re: Craig Ian Hall Independent
 

Oh, I don't know, I've learned to live without MargaretR so...


http://www.tiptopglobe.com/skin/smile/s4559.gif

Re: Craig Ian Hall Independent
 

"In this particular order, (mainly because this is how you put your points forward)."

Don't be so pedantic, it doesn't come across very well and sets a bad tone.

"Peace? At whom do you hope to aim that peace?"

The current terrorism threat level is Severe and the ongoing events through Wootton Bassett suggest we are at war with somebody.
We sent our troops in to Iraq and Aghanistan to make our streets safer, so I'm suggesting we try something different.
I'm no expert, but I recognise a failed policy when I see one.

"Corruption Czar no golden handshakes with gags attached leading to better governance"

‘Good’ governance is characterised as being participatory, accountable, transparent, efficient, responsive and inclusive, respecting the rule of law and minimising opportunities for corruption.
Lets clean ourselves up first then we can look at the EU and the books that haven't been signed off yet

Re: Craig Ian Hall Independent
 

Which you'll Likely see as he eviscerates himself on his Samurai Sword, when he does his "Hari Kiri" bit, you know the noble ending thingy, after bringing down shame & disappointment on ones self & family. So endeth Dreams !

Re: Craig Ian Hall Independent
 

just think less .. if i not on accyweb .. id have time to come down to the research centre .. every day .. what would you rather have ... :D:D:D

Re: Craig Ian Hall Independent
 

Ah that old chestnut, I know I can't win an argument so I'll start calling the questioner. (works for proper politicians but you aren't even close, so don't try).

At least I'm not so pedantry as to think I can fix the world by sticking it together with transparent bull.

Now, don't call me again you haven't earned the right until you give honest answers to a post that I took great care putting together from your ramblings, Ace hole.;)

Re: Craig Ian Hall Independent
 

Oh come on now, don't go bandying the terrorism threat about to justify that war, and let's not kid ourselves that it was anything other than to appease the Americans and gain oilfields.

I'm firmly in the 'against' camp over that war and the whole Dubya regime but what exactly does 'severe threat level' actually mean?

Re: Craig Ian Hall Independent
 

The usual crew will be there tomo's so I won't have to suffer alone, the research may be a bit off thread though, a new hobby is spreading around the country, 'invent as many impractical and unworkable policies as can fit on half a page of accyweb'.

As usual all are welcome to come and share their own style of ignorance at these Railway Surgeries.
:)

Re: Craig Ian Hall Independent
 

Given the hate for America that GW and his predecessors ignited, I would say that "severe threat level" is similar to SNAFU. Actually, I think Bush elevated that to FUBAR.;)

Re: Craig Ian Hall Independent
 

By the way Wagstaffe, you may earn yourself a few brownie points if you start using accyweb as it's supposed to be used, as a community site with a variety of topics not just for electioneering.

Maybe then we will find some good points in amongst your ideas?

:)

Re: Craig Ian Hall Independent
 

We can always hope ... where there's muck, there's brass:D

Re: Craig Ian Hall Independent
 

George W Bush tried to elevate the whole planet to FUBAR by interfering with every unstable country like a young boy with a stick pokes an ants' nest.

'I know, let's target Iran next...'

Thank God Obama got in when he did. Bush II was the worst warmongerer since Hitler and not one tear was shed the day he left Pennysylvania Avenue.

Re: Craig Ian Hall Independent
 

I introduced myself and someone suggested I start a thread about some of my policies.
Who's the one that cannot grasp, me or some of the readers.

Well that would be a logical conclusion, that is not what happened in Rishton. When I stated,
I was talking about bringing alternatives back through a concerted effort by the Government. Credit Unions are the poor relations when you compare the help and assistance from Government compared to the banks.
With all the pensions and demutualised funds at the bankers disposal it would be difficult to describe the affair as boring. Gamblers don't gamble because it is boring.
When discussing banks and credit unions I was merely pointing out the folly of the Government helping Bankers out and ignoring the smaller less supported credit unions.
I accept that the ideas are there to be critiqued and knocked but it doesn't cost anything to be a little more considerate with the tone of some of the replies.
Keeping things simple, providing good service and giving impartial advice and benefitting members/customers should be encouraged. The Bankers, often described as the "wealth creators", have been a law unto themselves treating customers in a shoddy fashion. I'd like to give more support and access for credit unions to expand and compete with banks, who currently, are the banks poor relation.

Re: Craig Ian Hall Independent
 

Spoil sport I would have enjoyed that. I have only banned one person this week and its getting boring :rolleyes::D

Re: Craig Ian Hall Independent
 

Below Is what was said in the Introduction Thread:-
Quote:
Originally Posted by wagstaffe http://www.accringtonweb.com/forum/s...s/viewpost.gif
A big hello to all the Accywebers out there from Craig Ian Hall
Born and bred in Gt. Harwood, technically Bramley Meade, Whalley. I am currently running in the Hyndburn Parliamentary Election.
I did ask the Returning Officers' Office to postpone the Election Date to June to give myself a bit more time to prepare, in jest, I might add.
I took one look at all the other candidates in last weeks Accrington Observer and thought, 2010, and that's all the choice we have.


:)

Welcome to accyweb, feel free to start a thread explaining your alternative to the following:-

:)

Allow me to give you another quote:-



If you read my comment I'd said feel free to start, (after all you are a member), I didn't invite you to start that blooming great pile of doggy doo, Children have better wish lists than you.
:(

I'll Give you another suggestion, you can call this an invite if you wish,

Feel free to refrain from putting your ill thought out rubbish on site, the big bits clog up the Server and that makes it difficult to clean.
:)

Re: Craig Ian Hall Independent
 

Less
I've read what you have said in reply and can only assume you don't know what I'm on about and require a bit more "flesh on the bone".
You describe it as doggy doo, no doubt you are a doggy doo expert, which appears to be a giant leap from being confused. Maybe I could shed a little light on what it is you don't understand

Re: Craig Ian Hall Independent
 

I'm sorry you must not have understood my point. Credit Unions are a type of bank, just a very poor relation with a limited scope. Although the Government have recently come up with new legislation to expand membership numbers and loosen the bond, it hardly rates as a serious competitor to the Banks.
Increasing the scope of Credit Unions was a broad term to cover extra support and resources for them to flourish and compete with the Banks.
Without any serious competition and choice it will be business as usual after the Election, if it hasn't already

Re: Craig Ian Hall Independent
 

When you have become a member of the local credit union, when you have volunteered with the local credit union, when you have spoken to people who know about credit unions .. then maybe you will understand something about a credit union. Credit unions were not set up to compete with a bank .. they are not a poor relation .. and it wont be a serious competitor with a bank because they are NOT run for profit, they are run by volunteers.

Re: Craig Ian Hall Independent
 

You are absolutely correct I don't understand what you are on about, how can I know? From what you write it is obvious you know nothing about what your on about.

:)

As for confused, yes I'm very confused, what confuses me is how you think you could represent represent others in the world, you certainly haven't got the talents required even to represent yourself.

As proved by every post you place here on accyweb.
:p

Re: Craig Ian Hall Independent
 

Bank definition



A commercial institution licensed as a receiver of deposits. Banks are mainly concerned with making and receiving payments as well as supplying short-term loans to individuals.

Credit Union definition



Member-owned financial co-operative. These institutions are created and operated by its members and profits are shared amongst the owners.

The latter definition would be the one to follow for a Bank of Britain model using the same ethos. Good service, reasonable rates and any profit used for the benefit of members i.e. taxpayers.
I am merely relating the two types of service to highlight the perverse approach our government has.
Using billions to bailout the banks, who have only their own self serving interests at heart, and giving little support to credit unions is ridiculous, they're looking after the wrong people.

"credit unions have historically marketed themselves as providing superior member service and being committed to helping members improve their financial health"

Credit union - Wikipedia, the free encyclopedia

Isn't that what our Banks should be doing ?

Re: Craig Ian Hall Independent
 

If you don't understand something don't just assume it is rubbish.
It's not about me representing others, I'm not naive enough to think I could possibly get elected, its more about getting a change of direction into the public arena.
The Accrington Observer didn't do its readers any justice. The most important election in years and me being the only candidate running on my own steam getting a mere footnote in the run up.
The biggest policy issue for me is free public transport and has been for sometime. It is the only game in town that could reverse the number of cars on the road and reduce our carbon footprint at the same time, a win win situation.
Making it up as you go along might not be a bad idea, how can things get any worse than they are, especially after the election.
You have been warned, you are all sleep walking into something really bad. The cuts to public services after the elections will make dear old Marggie look like a Saint.

Re: Craig Ian Hall Independent
 

well if ya think ya could not possibly be elected, ya must have money to burn, if that aint naive or dumb, don't know what is, things would certainly get much worse than now, if anyone like you ever gets elected, no-one is sleepwalking only you i'm afraid.:rolleyes: plus using wiki to back ya up, is very sad, as anyone can put anything on yon.

Re: Craig Ian Hall Independent
 

I do understand, that is the whole point, I understand you have talked and continue to talk rubbish, please don't assume that you are a giant amongst smaller intellects, you are just adding to your own delusions.

Use your vote like everyone else, here's a tip though, don't waste it on the Independent guy from Great Harwood.

Perhaps all you deserved was, a mere footnote?

Hang on That's new! So, your biggest 'policy' is Public Transport? Why didn't you mention it before? Or are your policies like buses, nothing at all for ages then one suddenly turns up.

It wouldn't be a bad idea if you knew anything about what you are making up.

So you think you are the only one awake and we need warning? Your conceit increases in leaps and bounds!

More of that doggie-doo, what a waste of space.
:D

Re: Craig Ian Hall Independent
 

I'd certainly feel a lot dumber not doing anything at all.
Tell me what it is that you don't like. You mention the link (wiki) but i'm talking about banks and credit unions.
Why would things be any worse if I was elected?

Re: Craig Ian Hall Independent
 

Because to me anyone that backs up out with wiki, its rather obvious they aint really sure what on about, as it cannot be called a credible source, theres lots more things, but that alone says to me why it would be worse.:rolleyes:

Re: Craig Ian Hall Independent
 

Clearly you're very opinionated and don't appear to have anything constructive to say on matters.
We obviously have a communication problem here and I would like to sort it out.
Maybe if you would bring to my attention one point at a time I will get back to you with a bit more detail.
Good manners don't cost a thing, so if you could be a little bit nicer with your subjectivity or a least stick to some facts I would really appreciate it.
However if you wish to continue in the same tone, I will endeavour to set a good example and not stoop so low.

Re: Craig Ian Hall Independent
 

well that does it.:rofl38::rofl38::rofl38: i'm still waiting fer summat that makes any sense from a guy who clearly is incapable of such,:rolleyes:

Re: Craig Ian Hall Independent
 

Many Credit Unions find it difficult to attract and retain sufficient volunteers with the necessary skills, e.g. financial, business, marketing, human resources, IT, and able to give adequate volunteer time to make the business grow.
Do not underestimate the time, commitment and dedication involved in initially identifying and bringing together a team who can work together, in getting trained, doing the necessary research and developing an effective and successful business plan.
After months and months of effort you will finally be able to submit your application and business plan to the FSA, to convince them that your team have the competence and resources to launch and run a successful Credit Union
Credit Action | Forming a Credit Union
Not one of the four men in charge of the banks who were in front of the select committee had a single banking qualification between them.
What I am getting at is we have helped the bad guys and do very little to encourage the good guys(credit unions).
I don't want to get into an argument over sources, I'm fully aware of the pitfalls.

Re: Craig Ian Hall Independent
 

Set me an excellent example, stop talking about things you obviously know nothing about.

I do wish to continue in the same tone and shall continue in the same tone, you can't even leave this thread or talk to us about anything but you.

Please don't attempt to take the higher moral ground, it only means you will have further to fall when you finally come back to earth.
:)

Re: Craig Ian Hall Independent
 

" A journey of a thousand miles, begins with the first step"

" A waste of good skin" I say
:D

Re: Craig Ian Hall Independent
 

I didn't miss any important point, because you didn't make one, all you did was moan about being given a little foot note.



Now, you moan because I'm paying attention to you, just because I haven't got a good word to say about you does not mean I am missing any points.

Yes please do look up the meaning of respect, then consider how you could earn rather than demand mine.

If, the papers where to report the full details of every arsewipe that puts themselves up for election we would have a shortage of paper for the more fundamental needs of life, toilet rolls.

Did you write the letter perhaps under another name? It certainly has the flavour of one of your personal gripes.





What has this last bit of bollocks got to do with the price of anyones fish?

:confused:

Re: Craig Ian Hall Independent
 

when you've spoken to Bill Greenwood and Marilyn Procter .. who with a number of other volunteers set up Haslingden and Helmshore Credit Union. Then you may just find out a bit more regarding Credit unions. Marilyn has been the chair of the board for the credit union for the last 14 maybe 15 years .. cant exactly remember when she became the chair. She works for BT .. and has done since she left school. Bill is now retired .. but works for the ABCUL .. and is well known in credit union circles. As Haslingden and Helmshore Credit Union is now HHH Credit Union incorporating Hyndburn .. you wont have to go through all the training, the hassle of finding premises for the credit union, where to have collection points, etc etc and finding volunteers to help run the credit union. The volunteers at the credit union are mainly pensioners, people who have retired and have time on their hands to run the collection points. Others are mothers who's children have started school and are now finding they have time on their hands and want to do something some are unemployed .. hoping that volunteering with the credit union will look good on their CV and help them get into a job. Most of them have no experience with financial matters .. except for running their own home .. so the credit union gives them training .. enough to make sure they know what they are doing.

Re: Craig Ian Hall Independent
 

Wouldn't it be nice if we could get the banks to run like this. These people you mention, shillelagh, at the Helmshore Credit Union, are no doubt proud of their efforts to help others.
Civic pride is something we could tap into rather than exploit. Proof if ever that we have the talent out there to run our banks for us

Re: Craig Ian Hall Independent
 

Do ya not seriously think thats "Pie in the Sky"? the banks are run on a profit basis, as is most business.

Re: Craig Ian Hall Independent
 

I gie up!!!

Re: Craig Ian Hall Independent
 

We have just witnessed the biggest scam in history and no one is batting so much as an eyelid. The Bank blow out.
The current crop of politicians are talking of change, I'd prefer to have a crack at a real change. We wont know if it works till we have tried it.
What I do find even more troubling is the media coverage. No one can deny that this General Election will be the most important one in a long time. Yet no one in the media has had a good look round at some of the policy ideas of independents like me who do not have any agenda with big businesses.
Instead of some kind of analysis of new ideas we have coverage of a pensioner in Rochdale splashed all over the news. I don't mind some coverage of incidents like that but there are other issues out there that are not getting any kind of coverage.
yes, you can call me naive, but I thought by putting myself up we might get some kind of coverage and proper debate. I don't mind my views being seen as a bit strange by some, but they dont come close to the situation we have right now.

Re: Craig Ian Hall Independent
 

Sorry pal you dont even come close to reality.:rolleyes: yer wasting yer money standing. i once had some weird n stupid ideas, at least i had n excuse it was the 60s.:rolleyes:

Re: Craig Ian Hall Independent
 

Thanks,
I wasn't wasting my money, it was money well spent. I'll be able to sleep better at nights after the election, knowing I tried to do my bit.
The current situation is depressing and will get worse. Sometimes I wish I was making these things up. I didn't want to feel like a fool listening to the tripe that our current crop of politicians are telling us and not doing anything about it. I'm not one for turning a blind eye or crossing to the other side of the road when I see wrong.

Re: Craig Ian Hall Independent
 

nothing wrong with anyone who don't turn a blind eye to the garbage the current lot spout, if at least ya do/say summat CREDIBLE, which you to me do not.:rolleyes:

Re: Craig Ian Hall Independent
 

I started to read this thread and I was looking forward to a decent political debate.
wagstaffe appeared to put forward some valid points but he was set upon by the 'party liners' who cannot accept that 'the other lot' could come up with a decent idea.
We have seen it with the 3 televised debates where all they seem to do is attack each other's policies and lose the plot that the future of this great country of ours is at stake.

Whilst certain parts of the electorate continue to wave their party flags and choose to blindly ignore the arguments of the other parties, good ideas will never become part of the recovery process.

I have noticed a common theme throughout this thread where an idea is ridculed as being bad but no viable alternative is put forward. The inablity to debate a point, by certain members is disguised by resorting to personal insults.

That is not debating - that is just contra argument - you can look that up on wiki or in an encyclopedia, the description will be the same.

Re: Craig Ian Hall Independent
 

thats how much you know,:( Party Liners indeed.go dig sandcastles.

Re: Craig Ian Hall Independent
 

technically i dont have the party flag anymore .. as they were nicked at 3.30am this morning .. :D:D:D

but i asked him a question .. picked something out of his policies .. something that ive been involved with at a volunteer level .. and so know something about .. and found out from my questioning he dont know anything about credit unions .. hes not even a member of his local credit union .. so as far as im concerned if you start saying about changing something when you dont know exactly how they are run .. would you vote for him?

anyway like i said before .. i give up ... well before it was i gie up .. i missed the v out .. :D

Re: Craig Ian Hall Independent
 

I didn't say I would vote for him, only that he had some ideas which were worth debating.
The point about his lack of knowledge of Credit Unions is more than valid and goes to prove that not all of his ideas have been thought through.

and as for
What has that got to do with anything?

Re: Craig Ian Hall Independent
 

the same as yer daft comment, about set upon by party liners was stupid, so was that.:rolleyes:

Re: Craig Ian Hall Independent
 

As difficult a task as it is, I know you will be capable of rising to the challenge, show us anything in this thread that proves he has thought anything through.

Taken from my first post, so how does that make me a 'party liner'?

:confused::)

Re: Craig Ian Hall Independent
 

I dont think some of you have grasped what I was saying. The idea that because I have not had any experience in a particular field makes my viewpoint worthless is a little foolish.
Increasing the scope of Credit Unions - When you compare the ethos of the banks and CU's, one voluntary based the other bonus based. Help and assistance compared to contempt and profit driven. I thought I was making a valid point. Our Government has spent a lot of our money helping the banks out with little thanks.
What has that got to do with my experience.
I've not been a teacher, police officer or in the armed forces - does that invalidate my views on the politicisation of the police and teachers or the calling for unilateral disarmament.
Our politicians would have to have been many things to have a valid viewpoint on tax, education, defense etc.

Re: Craig Ian Hall Independent
 

I dont think you have grasped either, one who chooses to stand n represent people if elected, MUST have a grasp of what he is talking about, cos if its obvious to us oiks, then its hardly a credible option.:rolleyes:

Re: Craig Ian Hall Independent
 

I can't argue with your assessment. It would be helpful if you could point out some of my errors rather than making a sweeping generalisation.
The only points that have been made is your assessment of the pension situation- it works for you, so I'm going to take it that there is nothing wrong with the pension schemes on that basis, from your point.
shillelagh, is quite adamant that anyone that does not work within a Credit Union, therefore having no experience in the field, cannot make a valid point.
:confused:

Re: Craig Ian Hall Independent
 

well if ya take it their is nowt wrong wi private pensions, then reading is also a problem fer ya, would ya please point out were i said it?:confused::rolleyes:

Re: Craig Ian Hall Independent
 

I apologise, it must have been the slang term and skim reading combo that lead to my wrongly asserted assumption. This assumption thing is getting infectious on this thread.
I did actually think by putting my name in the hat that there would be a platform to air my views. Didn't realise just how powerful the media still is.
I sent a press release to the Lancs. Eve. Telegraph the other day.
Even if some of you dont like some of the ideas, that is for you to decide, not the newspapers.
The local newspapers have done you a disservice by not covering the issues at stake.
Here it is in full.

Press release « Wagstaffe's Blog

Re: Craig Ian Hall Independent
 

Where besides your blog is it full? Also what is it full of?

Why didn't you just apologise to Cashman rather than make excuses for why you couldn't read his plain English?
:)

In another 5 years you can put yourself forward again, as a, 'couldn't live with myself, if I didn't make the effort', candidate, what the Hey, at least you'll have time to work on real Policies, instead of the rubbish you've put forward.

(For the one that defended his rubbish, the following).


Nothing he said was thought through, we might all have wanted buses running on time, Mussolini managed it, (Oh, hang on that was trains), we might all want Banks to be non profitable, we all might even want the variety of other suggestions he put forward, but perhaps next time he could explain how such thing's can be done?

Re: Craig Ian Hall Independent
 

Right please point out whats "Slang" in that?