i have idea want accy web to comment
 

the idea i have for accrington why the shoping centre start the saving club for accrington people put like 2 pound month and when come november /decmber next year to use stamp in any shop in accy town centre

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there is already one at your local bank. it even pays interest. and you can spend the 'vouchers' anywhere

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I was one of the ones hit by the hamper company going bust and we STILL haven't got any money back, now i just save up for Christmas

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By budgeting during the year, and buying stuff early that will keep till Xmas. I also put as much of my loose change as I can spare in a jar every night. Just opened the jar and there is over 100 quid in there.

People moan about the cost of Christmas as if it is something that comes from out of the blue.:confused:

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I budgeted last year by not sending any Christmas cards.

If people mentioned not receiving one, I tutted, and said that you really can't trust the postal system.

Sadly I don't think I dare try it two years running.

If you read this, and normally get a card from me, apologies.

Hope your 2010 Christmas was merry.

:o:D:o

I did the same the year the wonderful Mrs. Westwood decided she could do better elsewhere, that year I received 234 or so cards, the next year I got about 70, now I'm down to one from the Post Office reminding me to send cards early & people that I pay a direct debit to.
I consider it a result, after all if I see you I will be sincere in my greetings, you are important to me, otherwise...
If we can't be bothered to meet, Don't fret I care as much about you as you do about me, it's not a problem.

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I bought one of those metal tins from the pound shop that you could only open with a tin opener.

When I came home from a night out I used to put all the money I had left in the tin and also if when pay day came around and I still had a bit of money I used to put that in.

Started it in July and opened the tine on Thursday night as we were going Christmas shopping on Friday and I had saved £179!!

I were well chuffed and have already bought another one for next year.

:D :D :D

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I do save my change in a similar way Heth . I counted it up and was able to buy a laptop with it ! :eek::eek::eek:

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Wow you did well!!! :D

Maybe I shouldnt drink as much when I go out and then I could more change in my tin!! ;)

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I don't Drink MUCH lol :alc::alc::alc:

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I got a jar that counts the change I put in so that I know how much is in there ... lazy, I know, but what the hell, I'm old.:cool:

Also my Credit Union offers me a line of credit, which I politely decline ...

(As an aside, I remember that my grandad bought nowt on tick (OMG ... flashbacks):eek::D)

For Christmas, I buy for a few close friends, and that's it. Of course, I buy stockings for my animals so that they have something to destroy while I read them the Christmas story ... with emphasis on the animals in the story of course.:D

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I said I shouldnt drink as much!! :p

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I have told every one that we buy for this year that they aint getting as much as what I usually spend on them as I simply cant afford it. They are fine with it as I think everyone is in the same boat.

Me and t'other half have put a limit on what we spend for each other aswell.

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Yes I understood Heth . When I get chance , I may have a few .