Car Insurance

lancsdave

lancsdave

Peel Monument
Overlooker
Got my renewal letter today. Another years no claims discount so my policy is 10% more expensive than last year :mad:
 
then don't renew it with them
try confused.com if you haven't already
i'm sure you'll find better
 
AccyAlec said:
do you mean instead of it getting cheaper it is now more expensiver??? lol

Alec
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Thats the way car insurance seems to work :D
i ring round and check the web every year, dont necessarily go for the cheapest but the one I think is the best for a decent price
 
AccyAlec said:
do you mean instead of it getting cheaper it is now more expensiver??? lol

Alec
Click to expand...


Thats how it works these days. The honest drivers have to pay extra for all those *ankers who drive around with no insurance. Crime pays !
 
My seventeen year old grandson has just past his test ,and they are asking £2000 insurance,,,So its no car for him yet, He is going to take a further driving test,so it will reduce the cost... He is a nice lad and not one of the nutters who drive like idiots,but of course he is tarred with the same brush,,, :(
 
try money supermarket.com it is changed on a daily basis and i always find cheaper.
in the last 12 months i've changed my insurance 3 times and saved about £200 a year because of it.
 
When i was passing my test my friend had already passed. He was quoted i think in the region of £1600 for third party fire and theft... on a vauxhall nova he valued at £50. And he found out that if he was caught with no insurance he would get a fine of aroun £250 and points. Guess what he did. I can see why some young driver dont have it. Not saying its right but you can see why when it costs soo much.
 
The thing with insurance is that it isn't your car thats important. It doesn't matter if you drive a £50 nova or a £200K bentley, you can both take out a bus queue of people or put someone in a wheelchair. Thats is what you are paying for.
 
Mostly right. Its not so much what car it is but its how easy it will be for replacement parts, cost of these parts, was it in a special edition colour etc. But yes it does go mainly off the stereotypical image of what age you are.
 
the vast majority of insurance is for 3rd party cover. When comprehensive then teh price of replacement parts etc comes into play
 
Or you can do what my bosses son does which insure a small car(in this case a 106) fully comp and then you can drive any car third party. And so with that he drives a 1999 BMW M3.
 
tadah said:
But yes it does go mainly off the stereotypical image of what age you are.
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It's a proven fact that most accidents are caused by young reckless drivers so they should be the ones who pay more. Never going to change until they themselves change the statistics.
 
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