housing....

S

Steph

Well-Known Local
Weaver
my best friends boyfriend lives in halifax at the mo but he is staying with us for the week and he would like to know what the house prices are round accy way and also which are the decent areas to live?

could you give us some ideas please?.......
 
He coming over at the weekend but was wondering how much houses are to rent and he is asking everybody on the site. Any info?
 
Last time we looked the average rental was around £75 pw but conditions of properties vary a heck of a lot. You relly need to check them over individually because houses in the same area are not necessarily in the same condition.
 
There are a couple of estate agents in town who also rent properties he'd be as well checking these out at least there reputable. My daughter thought she was renting a "nice house" from a "decent" Landlord until she went to the doctors who said she had carbon monoxide poisoning!! The Landlord gave her 2 electric heaters for winter. 5 months & a lot of empty promises later she moved out
 
buy-the-house.co.uk, let houses but they are expensive, u talkin about £80-90 aweek plus £60 reference fee (which u DONT get back) plus a months deposit PLUS a months rent!!, better going with council or the housing associations, at least theres no expensive cash to pay out beforehand.
 
Cheers guys, personally I'm not bothered but I'll pass the info on next time I speak to him
 
So how much are they to buy then?

A 4 bed town house with garage in Tunbridge Wells will set you back around £415,000. It has huge rooms, 2 en suites and a study.
 
Rental Property seems to rage from £60.00 per week for a terraced house. To purchase the same would cost from £50,000. A three bedroomed detached to buy would be anything from £165,000. To 190.000.
 
Their is a semi detached bungalow just came up next my mum in law for £80.000 I think it is a bargain and a good first step
 
Steph said:
How am I ever going to get on the property ladder with these sort of prices?
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Don't go for the detached house.

The terrace or the bungalow sound like better bets, and you don't even need a deposit these days as some lenders will lend in excess of the property value



I got a call today from someone who wants a mortgage on a flat in London - they have been given a discount from the council of £38k, and want a mortgage of £52k.

That sounds absolutely fine, except that it is in a high rise concrete construction block of flats.

I love my job sometimes... :rolleyes:
 
I always see renting as dead money. If you are only going to live in a town for a short period before moving on then it may be considered worth it. If you are looking to put down some long term roots then buying is your best bet. Many mortgage companies have very competetive rates now. Shop around for the best deal for you on a mortgage and don't just jump at the first company/bank to offer you one.:D
 
I wouldn't be able to buy now anyway cos its not exactly easy being a student. Most people seem to put students in one catorgary, penniless and drunk
 
That's generally how lenders see them as well!

You won't get a mortgage unless you are earning enough to service the repayments
 
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