Young Drivers

[chav1]

ask a parent to put you on tehir policy , even if you dont actualy drive their car you will have 4 years no claims when you get your own car and policy - i think !

mr D where are you lol

thats if its not too much to put you on their policy

 

[***Mr D***]

ask a parent to put you on tehir policy , even if you dont actualy drive their car you will have 4 years no claims when you get your own car and policy - i think !

mr D where are you lol

thats if its not too much to put you on their policy

That is a way of possibly reducing the premium.

However Insurance Companies are wise to this now, if the parent has there own vehicle insured also they will just rate on the youngest driver on the policy.

Named Drivers on policies as a norm do not get No Claims Bonus,

However some will look at it (Direct Line) IIRC will give a No Claims Bonus
to named drivers, now whether that is with them only (and who says they will be cheap) I am not sure.

17Yr olds (male inperticular) will find it very difficult to obtain insurance due to the huge costs involved.

You Checked With Tesco yet Chav.

 

[Lampman]

I can't really understand the Insurance companies tarring every young driver with the same brush.
My daughter became a Driving Instructor and advance motorist at 22,but her Insurance premiums only dipped once she was 25.
Strange but true!

 

[garinda]

ask a parent to put you on tehir policy , even if you dont actualy drive their car you will have 4 years no claims when you get your own car and policy - i think !

mr D where are you lol

thats if its not too much to put you on their policy

No, it doesn't work like that.

I was on my parent's insurance for over twenty years, and never needed to claim.

When it came to insuring my own first car a couple of years ago, all those years didn't count for jack, and I had to be classed as a new driver.

 

[LancYorkYankee]

Kids here can only stay on the parents policy until they're 21 (usually while in college) or no longer a dependant.

They've also talked of linking being able to get your first license based on being in school and getting "good" grades. I'm not sure if that's just passing grades i.e. As, Bs, Cs, Ds, no Fs, or getting just As, Bs, and Cs. Thereby both encouraging getting kids to not just pass high school but to actaully put their minds to working at their capacity.

Any thoughts like that over there?

Brian