[BLACKBURN RAVER]

Originally Posted by entwisi

Depends on the lender. Some offer a lot higher than others but will probably offset their risk with higher interest rates on teh loan itself. General guidlines are

3.5 times single wage
2.5 times joint salary
or
3 times one plus teh second income


You can get a lot higher TBH do you really want to be spending your whole salary on a mortgage? You need some 'you' money or you will resent your mortgage as a weight round your neck as opposed to something that if part of your long term financial plan

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thanks for the info enti....and you can rest assured i wont go in above my head .....