I dont know if this works as i've just seen it myself
buttttttttt
it does look promising and the forum i found it on a few of the hardcore users were vouching for this
The law is plain: any charges banks levy on their customers must be proportional to the actual costs they incur. The simple question is, ‘does it really cost £35 to send an automated letter when someone’s gone 1p over the limit?’
Thus write to your bank asking for a list of your last six years’ charges, add interest on top and ask for a full refund. When it refuses inform it you’ll go to court under the small claims system. In most cases, the bank will simply pay out; one person received £17,500.
Yet this isn’t an official process like getting
Missold Endowment Compensation; it's about challenging the big beasts of the banking world and threatening them with court action. Push it to its limit and you may find yourself in a real fight, so do your preparation and research and take this seriously. There’s no guarantee of winning, but so far the majority of people have.
http://www.moneysavingexpert.com/cgi...41050760,24632,