[jambutty]

Originally Posted by Royboy39

My wife has had notification this morning from The Halifax bank that a cheque drawn on her account has been sent back and a charge of £39.00 has been levied.
The account would have been overdrawn by 6p.
Our pension goes into this bank every Monday.
My wife has spoken to a representative of the bank about these charges and they refuse point blank to credit the account with the charges.
I believe this is robbery and a very easy way to make money for nothing?
I have been keeping up to speed with the current court cases that are going on at the moment about bank charges but it seems that these vultures are going to get away with it unless the government stand on their toes.
The lobby for banks in Westminster is very strong and I would like to know
(I doubt if I ever will) When the banks are going to be brought in line by the government?

In the good old days when people wrote cheques I would deduct the amount from my balance upon issuing a cheque. That way I always knew how much was available to be used and took no notice of what the actual balance was because I knew that sooner or later the cheque would be presented.

It worked for me.