[MargaretR]

When I sold some stuff on ebay, 2 buyers were using credit cards and I got a message from ebay asking me whether I would accept payment by that method.
It transpires that only a few such type transactions per year are allowed before the seller has to upgrade to a 'trader type' account.

Those transactions took longer than a normal paypal transaction, which may explain why the seller took longer to despatch it.

I never really understood what was going on, but recall that the money I recieved had a small deduction from the selling price to compensate for there being no ebay seller fee.