[Ken Moss]

I personally believe that the only way to make the Post Office commercially viable in the long-term is to capitalise on the public mistrust of the banking system and create a Post Bank.

A simple no-loan no-overdraft no-credit card savings scheme with a debit card that allows people the option of a no-frills bank that is risk free. I would transfer all of my savings tomorrow if I could set up direct debits with the Post Office.