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02-05-2013, 10:18
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#1
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Resting in Peace
Join Date: Oct 2005
Location: In a state of confusion
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Rep Power: 76552
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Ppi
Well I think we've all been inundated with our friends from the sub-continent called John, Jack, Simon, Fred, Julie and Diana trying to tell us about PPI, So with all this prodding my Daughter gave me a phone number to ring where I could claim back the PPI payments on my Credit Card which I always thought were mandatory. I rang the number about reclaiming this cash back, they asked me a couple of questions asked me why I was making the claim, I just said never asked for it never wanted it, that's all I said, this was a few months ago, hadn't heard anything since. I went on line to my account this morning and thought it looked a bit top heavy, until I notice I'd had a refund under PPI of £543 -19p jaysays a happy bunny
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02-05-2013, 10:33
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#2
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Senior Member+
Join Date: Jan 2010
Location: neerabeer
Posts: 2,345
Liked: 2146 times
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Re: Ppi
Excuse my ignorance John but what are/is PPI payments?
I have a credit card which is always cleared at the month end and have never hear about this payment.
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Gremlin R.T.
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02-05-2013, 10:39
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#3
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Senior Member+
Join Date: Mar 2013
Location: Back in Church again.
Posts: 2,972
Liked: 4083 times
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Re: Ppi
I`ve had a claim in for 18 months now, still with FOS.
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02-05-2013, 10:41
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#4
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Grand Wizard Of The Inner Clique
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Re: Ppi
Quote:
Originally Posted by Gremlin
Excuse my ignorance John but what are/is PPI payments?
I have a credit card which is always cleared at the month end and have never hear about this payment.
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Gremlin obviously never watches commercial T.V. or has ever listened to commercial radio!
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“I am a Bear of Very Little Brain, and long words bother me.”
Winnie the Pooh
Quotes & quoting
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02-05-2013, 10:47
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#5
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Resting in Peace
Join Date: Oct 2005
Location: In a state of confusion
Posts: 36,973
Liked: 715 times
Rep Power: 76552
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Re: Ppi
Quote:
Originally Posted by Gremlin
Excuse my ignorance John but what are/is PPI payments?
I have a credit card which is always cleared at the month end and have never hear about this payment.
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Even if you pay your card of like I have always gone there was always payment protection insurance tagged on the end depending on how much is on the bill, could be pounds could be pence, that's what I claimed back Gremlin
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02-05-2013, 10:48
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#6
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God Member
Join Date: Mar 2007
Location: c l m
Posts: 12,362
Liked: 518 times
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Re: Ppi
I am surprised that Jaysay was naive enough to sign up to this Payment Protection Insurance - since it protects credit card debt from results of unemployment. He has been sick (not employed) for donkeys years.
PS It was optional
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02-05-2013, 10:49
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#7
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Resting in Peace
Join Date: Oct 2005
Location: In a state of confusion
Posts: 36,973
Liked: 715 times
Rep Power: 76552
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Re: Ppi
Quote:
Originally Posted by gpick24
I`ve had a claim in for 18 months now, still with FOS.
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Put my claim in in Jan Mr. G. payment was made last week but never had any paper work what-so
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02-05-2013, 10:51
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#8
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Resting in Peace
Join Date: Oct 2005
Location: In a state of confusion
Posts: 36,973
Liked: 715 times
Rep Power: 76552
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Re: Ppi
Quote:
Originally Posted by MargaretR
I am surprised that Jaysay was naive enough to sign up to this Payment Protection Insurance - since it protects credit card debt from results of unemployment. He has been sick (not employed) for donkeys years.
PS It was optional
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Never knew anything about it Margaret, was never told about it when I took it out, mind you I was employed when I did take it out in the first place, maybe that's it.
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02-05-2013, 10:53
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#9
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Senior Member+
Join Date: Mar 2013
Location: Back in Church again.
Posts: 2,972
Liked: 4083 times
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Re: Ppi
Quote:
Originally Posted by jaysay
Put my claim in in Jan Mr. G. payment was made last week but never had any paper work what-so
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Some places just pay up for obvious mis-selling, others just ignore you hoping you`ll go away. After 3 months, you can then put your complaint to the Financial Ombudsman Service, which is where I am at now, but even when you get the FOS involved, they have a waiting list between 12-18 months.
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02-05-2013, 10:59
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#10
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Resting in Peace
Join Date: Oct 2005
Location: In a state of confusion
Posts: 36,973
Liked: 715 times
Rep Power: 76552
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Re: Ppi
Quote:
Originally Posted by gpick24
Some places just pay up for obvious mis-selling, others just ignore you hoping you`ll go away. After 3 months, you can then put your complaint to the Financial Ombudsman Service, which is where I am at now, but even when you get the FOS involved, they have a waiting list between 12-18 months.
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To be honest I was surprised when I saw the cash, in my account this morning, my Daughter was only asking me about it the other week
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02-05-2013, 11:17
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#11
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Coffin Dodger.
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Re: Ppi
Paris scooped a decent sum off em about 18 months ago, using a firm that contacted us whilst in Preston, Took about 9-12 months as i recall, Funny thing though whilst this was going on, we were in her bank n they offered her a sum of money to do it fer her, We declined saying she had n ongoing claim, They said they would take oer if we wanted, NO was our answer, When it was eventually paid, the amount she got was TWICE as much as her bank had offered, so just be warned n weigh up if yer going down the PPI route.
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N.L.T.B.G.Y.D. Do not argue with an idiot, they will drag you down to their level and beat you with experience.
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02-05-2013, 11:48
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#12
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Senior Member+
Join Date: Mar 2013
Location: Back in Church again.
Posts: 2,972
Liked: 4083 times
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Re: Ppi
Quote:
Originally Posted by jaysay
To be honest I was surprised when I saw the cash, in my account this morning, my Daughter was only asking me about it the other week
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Good result for you Jaysay, hopefully mine will be sorted soon, looking at just over £1,500.
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02-05-2013, 12:34
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#13
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God Member
Join Date: Feb 2008
Posts: 7,359
Liked: 1351 times
Rep Power: 47221
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Re: Ppi
when does this ppi cut off date for claims happen
i havnt had my landline plugged in for months now because of the constant phonecalls from ppi people clogging up my answerphone ..
cant block them either because they use a loophole to get around the block list
As i was typing this i got a call on my mobile from a ppi company asking for a name that i have only ever used on yahoo.Looks like yahoo didnt keep my number secret when they assred me they would do when they asked me to enter a mobile phone number to verify myself and regain access to my email account
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All comments above are everything to do with here and therefore the resposibility of the Accrington Web website owners admins and mods.
ive just started a relationship with a blind woman !Its quite rewarding but quite challenging ! it took me ages to get her husbands voice right
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02-05-2013, 12:45
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#14
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Senior Member+
Join Date: Mar 2013
Location: Back in Church again.
Posts: 2,972
Liked: 4083 times
Rep Power: 56670
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Re: Ppi
Quote:
Originally Posted by accyman
when does this ppi cut off date for claims happen
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I think it`s something like 5-6 years. But, It`s not from when you paid the PPI, it`s from when you realised it had been mis-sold.
So you could have a 10 year old loan where you paid PPI, but if you only realised recently, then you can claim.
There is a very helpful forum out there with template letters and info how to claim, am i allowed to post a link to other forums?
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02-05-2013, 12:47
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#15
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God Member
Join Date: Feb 2008
Posts: 7,359
Liked: 1351 times
Rep Power: 47221
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Re: Ppi
Quote:
Originally Posted by gpick24
I think it`s something like 5-6 years. But, It`s not from when you paid the PPI, it`s from when you realised it had been mis-sold.
So you could have a 10 year old loan where you paid PPI, but if you only realised recently, then you can claim.
There is a very helpful forum out there with template letters and info how to claim, am i allowed to post a link to other forums?
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if people can post links to absolute crap im sure posting a link to a helpfull and informative website shoudl be ok but im not admin so cantgive a ruling on that
__________________
All comments above are everything to do with here and therefore the resposibility of the Accrington Web website owners admins and mods.
ive just started a relationship with a blind woman !Its quite rewarding but quite challenging ! it took me ages to get her husbands voice right
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