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Old 30-04-2010, 08:32   #61
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Re: Craig Ian Hall Independent

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Originally Posted by Less View Post
By the way Wagstaffe, you may earn yourself a few brownie points if you start using accyweb as it's supposed to be used, as a community site with a variety of topics not just for electioneering.

Maybe then we will find some good points in amongst your ideas?
I introduced myself and someone suggested I start a thread about some of my policies.
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Originally Posted by cashman View Post
I think its very shrewd, stating stuff many cannot grasp, its gives em a superority complex.
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Originally Posted by Less View Post
...rather than answer what is difficult for you to comprehend.
Who's the one that cannot grasp, me or some of the readers.

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Originally Posted by shillelagh View Post
.. a bank has shut because it was losing them money ..
Well that would be a logical conclusion, that is not what happened in Rishton. When I stated,
Quote:
Originally Posted by wagstaffe View Post
Make banking boring, bring back mutuals and increase the scope for credit unions
I was talking about bringing alternatives back through a concerted effort by the Government. Credit Unions are the poor relations when you compare the help and assistance from Government compared to the banks.
With all the pensions and demutualised funds at the bankers disposal it would be difficult to describe the affair as boring. Gamblers don't gamble because it is boring.
When discussing banks and credit unions I was merely pointing out the folly of the Government helping Bankers out and ignoring the smaller less supported credit unions.
I accept that the ideas are there to be critiqued and knocked but it doesn't cost anything to be a little more considerate with the tone of some of the replies.
Keeping things simple, providing good service and giving impartial advice and benefitting members/customers should be encouraged. The Bankers, often described as the "wealth creators", have been a law unto themselves treating customers in a shoddy fashion. I'd like to give more support and access for credit unions to expand and compete with banks, who currently, are the banks poor relation.

Last edited by Neil; 30-04-2010 at 09:38. Reason: Fixed quotes to make it easier to read
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Old 30-04-2010, 09:30   #62
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Re: Craig Ian Hall Independent

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. but i didnt want to get banned .. so i cleaned up the reply to what you got .. otherwise i think i'd have been banned .. then accyweb would be minus its little angel and you cant have that ....
Spoil sport I would have enjoyed that. I have only banned one person this week and its getting boring
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Old 30-04-2010, 09:55   #63
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Re: Craig Ian Hall Independent

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Originally Posted by wagstaffe View Post
I introduced myself and someone suggested I start a thread about some of my policies.

Below Is what was said in the Introduction Thread:-
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Originally Posted by wagstaffe
A big hello to all the Accywebers out there from Craig Ian Hall
Born and bred in Gt. Harwood, technically Bramley Meade, Whalley. I am currently running in the Hyndburn Parliamentary Election.
I did ask the Returning Officers' Office to postpone the Election Date to June to give myself a bit more time to prepare, in jest, I might add.
I took one look at all the other candidates in last weeks Accrington Observer and thought, 2010, and that's all the choice we have.




Welcome to accyweb, feel free to start a thread explaining your alternative to the following:-

Quote:
At best the moderates are offering years of austerity and at worse, showing what can happen with a bad education.


Allow me to give you another quote:-

Quote:
13: Introduction threads to be kept as such, with only welcome and thank you posts.
It's from the site rules, I'm sure you've read them, so I was assisting you even though your first post on here broke the rules Unlucky for some, Number 13.


If you read my comment I'd said feel free to start, (after all you are a member), I didn't invite you to start that blooming great pile of doggy doo, Children have better wish lists than you.


I'll Give you another suggestion, you can call this an invite if you wish,

Feel free to refrain from putting your ill thought out rubbish on site, the big bits clog up the Server and that makes it difficult to clean.
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Last edited by Less; 30-04-2010 at 09:59.
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Old 01-05-2010, 20:44   #64
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Re: Craig Ian Hall Independent

Less
I've read what you have said in reply and can only assume you don't know what I'm on about and require a bit more "flesh on the bone".
You describe it as doggy doo, no doubt you are a doggy doo expert, which appears to be a giant leap from being confused. Maybe I could shed a little light on what it is you don't understand
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Old 01-05-2010, 20:58   #65
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Re: Craig Ian Hall Independent

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i wish he'd stayed around for rindy to meet him ... agree with you less .. i did my best .. but i didnt want to get banned .. so i cleaned up the reply to what you got .. otherwise i think i'd have been banned .. then accyweb would be minus its little angel and you cant have that ....
I'm sorry you must not have understood my point. Credit Unions are a type of bank, just a very poor relation with a limited scope. Although the Government have recently come up with new legislation to expand membership numbers and loosen the bond, it hardly rates as a serious competitor to the Banks.
Increasing the scope of Credit Unions was a broad term to cover extra support and resources for them to flourish and compete with the Banks.
Without any serious competition and choice it will be business as usual after the Election, if it hasn't already
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Old 01-05-2010, 21:11   #66
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Re: Craig Ian Hall Independent

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Originally Posted by wagstaffe View Post
I'm sorry you must not have understood my point. Credit Unions are a type of bank, just a very poor relation with a limited scope. Although the Government have recently come up with new legislation to expand membership numbers and loosen the bond, it hardly rates as a serious competitor to the Banks.
Increasing the scope of Credit Unions was a broad term to cover extra support and resources for them to flourish and compete with the Banks.
Without any serious competition and choice it will be business as usual after the Election, if it hasn't already

When you have become a member of the local credit union, when you have volunteered with the local credit union, when you have spoken to people who know about credit unions .. then maybe you will understand something about a credit union. Credit unions were not set up to compete with a bank .. they are not a poor relation .. and it wont be a serious competitor with a bank because they are NOT run for profit, they are run by volunteers.
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Old 01-05-2010, 21:49   #67
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Re: Craig Ian Hall Independent

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Originally Posted by wagstaffe View Post
Less
I've read what you have said in reply and can only assume you don't know what I'm on about and require a bit more "flesh on the bone".
You describe it as doggy doo, no doubt you are a doggy doo expert, which appears to be a giant leap from being confused. Maybe I could shed a little light on what it is you don't understand


You are absolutely correct I don't understand what you are on about, how can I know? From what you write it is obvious you know nothing about what your on about.



As for confused, yes I'm very confused, what confuses me is how you think you could represent represent others in the world, you certainly haven't got the talents required even to represent yourself.

As proved by every post you place here on accyweb.
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Old 01-05-2010, 22:15   #68
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Re: Craig Ian Hall Independent

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When you have become a member of the local credit union, when you have volunteered with the local credit union, when you have spoken to people who know about credit unions .. then maybe you will understand something about a credit union. Credit unions were not set up to compete with a bank .. they are not a poor relation .. and it wont be a serious competitor with a bank because they are NOT run for profit, they are run by volunteers.

Bank definition



A commercial institution licensed as a receiver of deposits. Banks are mainly concerned with making and receiving payments as well as supplying short-term loans to individuals.

Credit Union definition



Member-owned financial co-operative. These institutions are created and operated by its members and profits are shared amongst the owners.

The latter definition would be the one to follow for a Bank of Britain model using the same ethos. Good service, reasonable rates and any profit used for the benefit of members i.e. taxpayers.
I am merely relating the two types of service to highlight the perverse approach our government has.
Using billions to bailout the banks, who have only their own self serving interests at heart, and giving little support to credit unions is ridiculous, they're looking after the wrong people.

"credit unions have historically marketed themselves as providing superior member service and being committed to helping members improve their financial health"

Credit union - Wikipedia, the free encyclopedia

Isn't that what our Banks should be doing ?
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Old 01-05-2010, 22:34   #69
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Re: Craig Ian Hall Independent

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You are absolutely correct I don't understand what you are on about, how can I know? From what you write it is obvious you know nothing about what your on about.



As for confused, yes I'm very confused, what confuses me is how you think you could represent represent others in the world, you certainly haven't got the talents required even to represent yourself.

As proved by every post you place here on accyweb.
If you don't understand something don't just assume it is rubbish.
It's not about me representing others, I'm not naive enough to think I could possibly get elected, its more about getting a change of direction into the public arena.
The Accrington Observer didn't do its readers any justice. The most important election in years and me being the only candidate running on my own steam getting a mere footnote in the run up.
The biggest policy issue for me is free public transport and has been for sometime. It is the only game in town that could reverse the number of cars on the road and reduce our carbon footprint at the same time, a win win situation.
Making it up as you go along might not be a bad idea, how can things get any worse than they are, especially after the election.
You have been warned, you are all sleep walking into something really bad. The cuts to public services after the elections will make dear old Marggie look like a Saint.
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Old 01-05-2010, 22:40   #70
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Re: Craig Ian Hall Independent

Quote:
Originally Posted by wagstaffe View Post
If you don't understand something don't just assume it is rubbish.
It's not about me representing others, I'm not naive enough to think I could possibly get elected, its more about getting a change of direction into the public arena.
The Accrington Observer didn't do its readers any justice. The most important election in years and me being the only candidate running on my own steam getting a mere footnote in the run up.
The biggest policy issue for me is free public transport and has been for sometime. It is the only game in town that could reverse the number of cars on the road and reduce our carbon footprint at the same time, a win win situation.
Making it up as you go along might not be a bad idea, how can things get any worse than they are, especially after the election.
You have been warned, you are all sleep walking into something really bad. The cuts to public services after the elections will make dear old Marggie look like a Saint.
well if ya think ya could not possibly be elected, ya must have money to burn, if that aint naive or dumb, don't know what is, things would certainly get much worse than now, if anyone like you ever gets elected, no-one is sleepwalking only you i'm afraid. plus using wiki to back ya up, is very sad, as anyone can put anything on yon.
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Last edited by cashman; 01-05-2010 at 22:43.
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Old 01-05-2010, 22:53   #71
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Re: Craig Ian Hall Independent

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Originally Posted by wagstaffe View Post
If you don't understand something don't just assume it is rubbish.
I do understand, that is the whole point, I understand you have talked and continue to talk rubbish, please don't assume that you are a giant amongst smaller intellects, you are just adding to your own delusions.

Quote:
It's not about me representing others, I'm not naive enough to think I could possibly get elected, its more about getting a change of direction into the public arena.
Use your vote like everyone else, here's a tip though, don't waste it on the Independent guy from Great Harwood.

Quote:
The Accrington Observer didn't do its readers any justice. The most important election in years and me being the only candidate running on my own steam getting a mere footnote in the run up.
Perhaps all you deserved was, a mere footnote?

Quote:
The biggest policy issue for me is free public transport and has been for sometime. It is the only game in town that could reverse the number of cars on the road and reduce our carbon footprint at the same time, a win win situation.
Hang on That's new! So, your biggest 'policy' is Public Transport? Why didn't you mention it before? Or are your policies like buses, nothing at all for ages then one suddenly turns up.

Quote:
Making it up as you go along might not be a bad idea, how can things get any worse than they are, especially after the election.
It wouldn't be a bad idea if you knew anything about what you are making up.

Quote:
You have been warned, you are all sleep walking into something really bad.
So you think you are the only one awake and we need warning? Your conceit increases in leaps and bounds!

Quote:
The cuts to public services after the elections will make dear old Marggie look like a Saint.
More of that doggie-doo, what a waste of space.
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Old 01-05-2010, 23:36   #72
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Re: Craig Ian Hall Independent

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well if ya think ya could not possibly be elected, ya must have money to burn, if that aint naive or dumb, don't know what is, things would certainly get much worse than now, if anyone like you ever gets elected, no-one is sleepwalking only you i'm afraid. plus using wiki to back ya up, is very sad, as anyone can put anything on yon.
I'd certainly feel a lot dumber not doing anything at all.
Tell me what it is that you don't like. You mention the link (wiki) but i'm talking about banks and credit unions.
Why would things be any worse if I was elected?
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Old 01-05-2010, 23:46   #73
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Re: Craig Ian Hall Independent

Because to me anyone that backs up out with wiki, its rather obvious they aint really sure what on about, as it cannot be called a credible source, theres lots more things, but that alone says to me why it would be worse.
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Old 01-05-2010, 23:47   #74
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Re: Craig Ian Hall Independent

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I do understand, that is the whole point, I understand you have talked and continue to talk rubbish, please don't assume that you are a giant amongst smaller intellects, you are just adding to your own delusions.



Use your vote like everyone else, here's a tip though, don't waste it on the Independent guy from Great Harwood.



Perhaps all you deserved was, a mere footnote?



Hang on That's new! So, your biggest 'policy' is Public Transport? Why didn't you mention it before? Or are your policies like buses, nothing at all for ages then one suddenly turns up.



It wouldn't be a bad idea if you knew anything about what you are making up.



So you think you are the only one awake and we need warning? Your conceit increases in leaps and bounds!



More of that doggie-doo, what a waste of space.
Clearly you're very opinionated and don't appear to have anything constructive to say on matters.
We obviously have a communication problem here and I would like to sort it out.
Maybe if you would bring to my attention one point at a time I will get back to you with a bit more detail.
Good manners don't cost a thing, so if you could be a little bit nicer with your subjectivity or a least stick to some facts I would really appreciate it.
However if you wish to continue in the same tone, I will endeavour to set a good example and not stoop so low.
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Old 01-05-2010, 23:52   #75
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Re: Craig Ian Hall Independent

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Clearly you're very opinionated and don't appear to have anything constructive to say on matters.
well that does it. i'm still waiting fer summat that makes any sense from a guy who clearly is incapable of such,
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