So you think your 'Chip & Pin' card is safe - Page 3

entwisi · 10-03-2008, 19:53

Quote:

Originally Posted by blazey

I disagree, I've seen many peoples pin numbers in front of me in stores and at cash machines. Would only take an experienced pick pocket to them attain the card and off you can go around the shops without even having to practice their signature if its on the card.

I also would NEVER EVER recommend barclays lol... go for RBS!

Err did you bother to read my post? Nope, to re-iterate

" Its YOUR responsibility to ensure you keep your pin safe, that means hiding the pad with your hand, positioning your body or even as I said telling them to chuff off"

Take responsibility for something in your life.

Oh and thanks for the insightful evidence or reasoning to back up your NEVER EVER satatement, Oh I forgot, you-re training in Law, eveidence doesn't come into it does it.

Bonnyboy · 10-03-2008, 20:07

I quite like the Chip & Pin system. The technology may have flaws but all in all I like it.

I hardly ever carry a decent amount of cash, it’s far better than a chequebook, and when I do make transactions my card is never out of my hand/control.

blazey · 11-03-2008, 05:53

Quote:

Originally Posted by entwisi

Err did you bother to read my post? Nope, to re-iterate

" Its YOUR responsibility to ensure you keep your pin safe, that means hiding the pad with your hand, positioning your body or even as I said telling them to chuff off"

Take responsibility for something in your life.

Oh and thanks for the insightful evidence or reasoning to back up your NEVER EVER satatement, Oh I forgot, you-re training in Law, eveidence doesn't come into it does it.

I thought the whole point of a bank was to give THEM the responsibility of keeping our money safe. Though Northern Rock comes to mind so maybe I shouldn't speak so soon.

Signatures don't need to be covered up as there is very few people who could learn your signature off one glance. I don't quite understand where the idea of chip and pin being safer than signatures came from.

A four digit number or someones precise, practiced signature... a pin only needs to be remembered the one time as well and then they can just chance it at the cash machine to their own number.

And no, i dont often read every single post word for word because I do start to get tired with the long study hours, but I try my best to comprehend everything people say to me when i'm fatigued. I have problems with reading computer screens in general so I do get lazy with it.

entwisi · 11-03-2008, 07:31

The Bank looks after your money, YOU look after the security of your access to it. A 4 digit pin is deemed safe due to the number of chances to 'guess' it against how long it takes to try them all, brute force is going to take far too long to break it. You can't have simple pins like 1234 0000 etc as teh ATMs have a list of what is thought to be too easy.

The problem with signatures is that it relies on the cashier or whoever to check that it matches. AS I POSTED BEFORE pin checking takes that from a human and makes it a logical yes/no. I actually had to sign in "The Works" teh other day, my signature strip is non existant yet she took it without even a blink of an eye. you could have used my card and still got the goods(yes I even know women who used to use their hubbys cards and 'forge' the signature). C&P fixes that.

Not reading all of something is not going to help in your studies or in life, tiredness is not an excuse

Neil · 11-03-2008, 07:41

Quote:

Originally Posted by entwisi

you could have used my card and still got the goods(yes I even know women who used to use their hubbys cards and 'forge' the signature). C&P fixes that.

C&P makes it easier to use someone else card. You need bigger balls to hand over a card and hope you fake signature is ok than it takes to just stick a card in a machine and tap the pin in.

lindsay ormerod · 11-03-2008, 20:37

That and the fact that the cashier/sales person may spot you are not a Mr and you are obviously a Mrs. ( it's happened to me a few times when I have had to turn down the sale ! " Sorry Madam, the card appears to belong to someone else."

blazey · 12-03-2008, 01:36

Quote:

Originally Posted by Neil

C&P makes it easier to use someone else card. You need bigger balls to hand over a card and hope you fake signature is ok than it takes to just stick a card in a machine and tap the pin in.

Rightly so... though nobody seems to think that for some reason

Benipete · 12-03-2008, 01:59

Quote:

Originally Posted by blazey

Rightly so... though nobody seems to think that for some reason

I can't remember numbers but I can forge signatures and there easy to get.

blazey · 12-03-2008, 02:03

Quote:

Originally Posted by Benipete

I can't remember numbers but I can forge signatures and there easy to get.

like I said, you only need to remember it once.

also brings up the point of people who write down their pin numbers and store them in the phones doesnt it?

I would imagine more of the population can remember a 4 digit number easier than forging a signature.

Benipete · 12-03-2008, 02:08

Mines hidden in the phone -so well I can't find it myself !!!

blazey · 12-03-2008, 02:19

Quote:

Originally Posted by Benipete

Mines hidden in the phone -so well I can't find it myself !!!

its the first obvious place to look though.

Benipete · 12-03-2008, 02:33

Quote:

Originally Posted by blazey

its the first obvious place to look though.

yes but you've got to loose them both at the same time in the same place and then you've got to work out the code. I've got them and I can't work it out.

blazey · 12-03-2008, 02:57

Quote:

Originally Posted by Benipete

yes but you've got to loose them both at the same time in the same place and then you've got to work out the code. I've got them and I can't work it out.

it just takes an experienced pick pocket. and not everyone uses 'code' like you.

Benipete · 12-03-2008, 03:14

Quote:

Originally Posted by blazey

it just takes an experienced pick pocket. and not everyone uses 'code' like you.

True but having been dipped once I use a decoy-There are 14 pockets in my jacket and when they've tried all them to no avail they will give up. The answer a money belt.Specially in Benidorm

entwisi · 12-03-2008, 06:48

Easiest way to store it in a phone is to make it part of a dummy number. I have a company Barclaycard which gets used only when I'm away. As this is not that often I can't be bothered to commiit the number to memory. So on my phone I have a contact who I know is my Bcard pin with the pin as part of the number. To make it even haredr to work out I have home and mobile numbers on the contact. There is a case hor being hidden in plain sight you know.

To take this on a step instead of complaining about what we have why not think about what you would like. Fingerprint? doesn't work reliably and you would be complaining when the ATM wouldn't give you cash. iris scanning? again, not fraud proof and not reliable enough.